Financial Planning

Financial planning is no longer a do-it-yourself project. Ever-changing tax laws, complicated investment products and complex legal issues can make your goal of achieving financial success a real challenge. You need long-term planning with prudent recommendations. Having a sound financial plan intact not only helps you prepare for your own future; it could also impact the lives of your children and future generations. A properly structured plan also enables you to face any financial challenges that may arise throughout all stages of life.

Through our partnership with Integrated Financial Partners (IFP) we can help you develop customized strategies to address your long-term goals, strengthen your financial security and maintain your quality of life. This affiliation provides support, experienced professionals and answers to the countless questions related to the inevitable life events you will encounter. Our team can help you with:

  • Retirement Distribution Strategies
  • Portfolio and Investment Analysis
  • Wealth Management and Transfer
  • Tax Reduction Strategies
  • Estate, Legacy and Beneficiary Planning
  • Charitable Gifting Strategies
  • Wealth Accumulation Planning
  • Financial Planning, Fee Only Planning
  • Family Income Protection Strategies
  • Education Funding
  • Special Needs Planning
  • Risk Analysis
  • Life, Disability and Long-Term Care Insurance
  • Business Owner Planning
  • Benefit and Compensation Plans
  • Continuity and Succession Planning
  • Retirement Plans, 401(k), SEP, SIMPLE Plans
  • Employee Educational Workshops

Changes

Changes in our personal lives may cause fluctuations in our financial life as well. Even if you have a plan it may need updating.  Events which usually require financial updates include:

  • Retirement
  • Purchase of a home
  • Change in marital status
  • Death of a close family member
  • Personal injury/illness
  • Change in employment status
  • Birth or adoption of a child
  • Starting or exiting a family business

Do you have questions about education funding or assisting parents through a life transition? Or wondering if you’ve done everything possible to maximize all you’ve achieved in life? IFP can work with you to determine the appropriate course of action to help protect you and your family during these challenging times. 

Mission

IFP’s mission is to take an objective approach to financial planning to help ensure that your goals, objectives, and risk tolerance are properly considered and managed. By coordinating with your other advisors, IFP can put together a comprehensive long-term plan to help impact your income and your quality of life.   

Securities offered through LPL Financial, member FINRA/SIPC. Investment advice offered through Integrated Wealth Concepts, a registered investment advisor. Integrated Wealth Concepts and Integrated Financial Partners are separate entities from LPL Financial. *Integrated Financial Partners and LPL Financial do not provide tax services. For more information visit www.FINRA.org or www.SIPC.org. The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the states that they are licensed in. 

 

For more information or to schedule an appointment contact Mark Cavasino at 860.734.0480, or click here to send an e-mail. Or you can also talk to your local branch manager.