Savings Rates
Effective January 7, 2019
Savings Rates
| Account Type | Dividend Rate | APY* |
| Regular Share | 0.030% | 0.030% |
| Kidz Club | 0.200% | 0.200% |
| Save For a Purpose - Juntos Ahorramos | 0.200% | 0.200% |
| Club Account $100 Minimum Balance for Regular Share and Club Accounts |
0.030% | 0.030% |
| Money Market Account | ||
| $1,000-$19,999 | 0.200% | 0.200% |
| $20,000-$74,999 | 0.250% | 0.250% |
| Over $75,000 | 0.450% | 0.450% |
Share Certificate Rates
| Term | Dividend Rate | APY* |
| 3 Months | 0.896% | 0.90% |
| 6 Months | 1.785% | 1.80% |
| 8 Months (Min. $10,000 New Money) | 1.736% | 1.75% |
| 9 Months | 1.489% | 1.50% |
| 12 Months | 1.982% | 2.00% |
| 16 Months | 1.736% | 1.75% |
| 18 Months | 1.883% | 1.90% |
| 20 Months (Min. $10,000 New Money) | 2.227% | 2.25% |
| 24 Months | 2.187% | 2.20% |
| 36 Months | 2.374% | 2.40% |
| 48 Months | 2.472% | 2.50% |
| 48 Month Jumbo** | 2.712% | 2.75% |
| 60 Months | 2.960% | 3.00% |
| 60-Month Jumbo ** | 3.203% | 3.25% |
Individual Retirement Account (IRA) Rates
| Traditional, Roth & Conversion | Dividend Rate | APY* |
| Fixed Rate $1,000 Minimum Balance |
Same Terms & Rates as Certificates |
|
| Variable Rate $100 Minimum Balance |
0.030% | 0.030% |
Health Savings Accounts
| Account Type | Dividend Rate | APY* |
| HSA Checking Tier I (<$4,999) | 0.100% | 0.100% |
| HSA Checking Tier II ($5,000-$9,999) | 0.150% | 0.150% |
| HSA Checking Tier III (>$10,000) | 0.250% | 0.250% |
*APY = Annual Percentage Yield
** Minimum Deposit = $100,000 Rates are determined by the Board of Directors and are subject to change at any time.
