Savings Rates
Effective 09/26/2022
Savings Rates
| Account Type | Dividend Rate | APY* |
| Regular Share | 0.050% | 0.05% |
| Kidz Club | 0.010% | 0.01% |
| Save For a Purpose - Juntos Ahorramos | 0.010% | 0.01% |
| Club Account $100 Minimum Balance for Regular Share and Club Accounts |
0.010% | 0.01% |
| Money Market Account | ||
| $1,000-$19,999 | 0.35% | 0.35% |
| $20,000-$74,999 | 0.45% | 0.45% |
| Over $75,000 | 0.55% | 0.55% |
Individual Retirement Account (IRA) Rates
| Traditional, Roth & Education | Dividend Rate | APY* |
| Fixed Rate $1,000 Minimum Balance |
Same Terms & Rates as Certificates |
|
| Variable Rate $100 Minimum Balance |
0.010% | 0.010% |
Share Certificate Rates (CD)
| Term | Dividend Rate | APY* |
| 3 Months | 0.45% | 0.45% |
| 6 Months | 0.80% | 0.80% |
| 8 Months - Special Rate! ** |
3.20% | 3.25% |
| 9 Months | 0.80% | 0.80% |
| 12 Months *** | 1.44% | 1.45% |
| 16 Months - Special Rate! ** |
1.99% | 2.00% |
| 20 Months - Special Rate! ** |
3.45% | 3.50% |
| 18 Months | 1.25% | 1.25% |
| 24 Months | 2.08% | 2.10% |
| 36 Months | 2.18% | 2.20% |
| 48 Months | 2.38% | 2.40% |
| 48 Month Jumbo | 2.62% | 2.65% |
| 60 Months | 2.57% | 2.60% |
| 60-Month Jumbo |
2.81% | 2.85% |
** Special Rate only valid when depositing funds not already on deposit at Nutmeg State FCU.
