Savings Rates

Effective July 8, 2019


Savings Rates

Account Type Dividend Rate APY*
     
Regular Share 0.030% 0.030%
     
Kidz Club 0.200% 0.200%
     
Save For a Purpose - Juntos Ahorramos 0.200% 0.200%
     
Club Account
$100 Minimum Balance for
Regular Share and Club Accounts
0.030% 0.030%
     
Money Market Account
$1,000-$19,999 0.200% 0.200%
$20,000-$74,999 0.250% 0.250%
Over $75,000 0.450% 0.450%
     
Platinum Money Market    
$1,000 - $9,999 0.200%                             0.20%                              
$10,000 - $19,999 0.499% 0.50%
$20,000 - $74,999 1.490% 1.50%
$75,000 - $149,999 1.982% 2.00%
$150,000 - $249,999  2.227% 2.25%
Over $250,000  2.472% 2.50%

 


Share Certificate Rates

Term Dividend Rate APY*
     
3 Months 0.300% 0.30%
6 Months 0.896% 0.90%
8 Months (Min. $10,000 New Money) 0.995% 1.00%
9 Months 1.193% 1.20%
12 Months 1.292% 1.30%
16 Months 1.292% 1.30%
18 Months 1.391% 1.40%
20 Months (Min. $10,000 New Money) 1.440% 1.45%
24 Months 1.490% 1.50%
36 Months 1.588% 1.60%
48 Months 1.736% 1.75%
48 Month Jumbo** 1.835% 1.85%
60 Months 1.982% 2.00%
60-Month Jumbo ** 2.129% 2.15%

 


Individual Retirement Account (IRA) Rates

Traditional, Roth & Conversion Dividend Rate APY*
     
Fixed Rate
$1,000 Minimum Balance
Same Terms &
Rates as Certificates
     
Variable Rate
$100 Minimum Balance
0.030% 0.030%
 

 


Health Savings Accounts

Account Type Dividend Rate APY*
     
HSA Checking Tier I (<$4,999) 0.100% 0.100%
HSA Checking Tier II ($5,000-$9,999) 0.150% 0.150%
HSA Checking Tier III (>$10,000) 0.250% 0.250%

 


*APY = Annual Percentage Yield 

**Minimum Deposit = $100,000 Rates are determined by the Board of Directors and are subject to change at any time.