Savings Rates

Effective August 1, 2018


Savings Rates

Account Type Dividend Rate APY*
     
Regular Share 0.030% 0.030%
     
Kidz Club 0.200% 0.200%
     
Club Account
$100 Minimum Balance for
Regular Share and Club Accounts
0.030% 0.030%
     
Money Market Account
$1,000-$19,999 0.100% 0.100%
$20,000-$74,999 0.150% 0.150%
Over $75,000 0.250% 0.250%

 


Share Certificate Rates

Term Dividend Rate APY*
     
3 Months 0.100% 0.10%
6 Months 0.200% 0.20%
8 Months (Min. $10,000 New Money) 1.736% 1.75%
9 Months 0.250% 0.25%
12 Months 0.300% 0.30%
16 Months 0.400% 0.40%
18 Months 0.350% 0.35%
20 Months (Min. $10,000 New Money) 2.227% 2.25%
24 Months 0.847% 0.85%
36 Months 2.276% 2.30%
48 Months 2.472% 2.50%
48 Month Jumbo** 2.712% 2.75%
60 Months 2.716% 2.75%
60-Month Jumbo ** 2.960% 3.00%

 


Individual Retirement Account (IRA) Rates

Traditional, Roth & Conversion Dividend Rate APY*
     
Fixed Rate
$1,000 Minimum Balance
Same Terms &
Rates as Certificates
     
Variable Rate
$100 Minimum Balance
0.030% 0.030%
 

 


Health Savings Accounts

Account Type Dividend Rate APY*
     
HSA Checking Tier I (<$4,999) 0.100% 0.100%
HSA Checking Tier II ($5,000-$9,999) 0.150% 0.150%
HSA Checking Tier III (>$10,000) 0.250% 0.250%

 


 

*APY = Annual Percentage Yield
** Minimum Deposit = $100,000 Rates are determined by the Board of Directors and are subject to change at any time.