Savings Rates

Effective April 15, 2016


Savings Rates

Account Type Dividend Rate APY*
     
Regular Share 0.030% 0.030%
     
Kidz Club 0.200% 0.200%
     
Club Account
$100 Minimum Balance for
Regular Share and Club Accounts
0.030% 0.030%
     
Money Market Account
$1,000-$19,999 0.100% 0.100%
$20,000-$74,999 0.150% 0.150%
Over $75,000 0.250% 0.250%

 


Share Certificate Rates

Term Dividend Rate APY*
     
3 Months 0.100% 0.100%
6 Months 0.200% 0.200%
9 Months 0.250% 0.250%
12 Months 0.300% 0.300%
16 Months 0.400% 0.400%
18 Months 0.350% 0.350%
24 Months 0.600% 0.600%
36 Months 0.900% 0.900%
48 Months 1.090% 1.100%
60 Months 1.290% 1.300%
60-Month Jumbo ** 1.290% 1.300%

 


Individual Retirement Account (IRA) Rates

Traditional, Roth & Conversion Dividend Rate APY*
     
Fixed Rate
$1,000 Minimum Balance
Same Terms &
Rates as Certificates
     
Variable Rate
$100 Minimum Balance
0.030% 0.030%
 

 


Health Savings Accounts

Account Type Dividend Rate APY*
     
HSA Checking Tier I (<$4,999) 0.100% 0.100%
HSA Checking Tier II ($5,000-$9,999) 0.150% 0.150%
HSA Checking Tier III (>$10,000) 0.250% 0.250%

 


 

*APY = Annual Percentage Yield
** Minimum Deposit = $100,000 Rates are determined by the Board of Directors and are subject to change at any time.