Credit Card

We make choosing a Credit Card easy. While other financial institutions trick you with hard to read fine print, variable rates, hidden fees and high APRs, we offer:

  • Non-variable (fixed) APR*
  • No annual fees
  • No minimum finance charge
  • No balance transfer fees
  • Identity theft protection
  • Online access to statement details through e-Banking
  • Over-the-Credit-Limit coverage available. Click here to enroll in coverage. Click here to unenroll in coverage.

And other added benefits and enhancements:

  • FREE extended warranty service
  • Travel and emergency assistance services
  • Auto rental collision damage reimbursement
  • Dispute resolution help

Click here to apply online.

Cardholders earn Reward points that can be redeemed for merchandise, travel and gift cards. To enroll or redeem available reward points, click here to log in to e-Banking and click Credit Card Access in the e-Branch drop-down menu.

If you do not use e-Banking, click here to get started.

*APR = Annual Percentage Rate. Rates are based on credit score and other factors. Your actual rate may be higher depending on your credit score. NSFCU’s credit card is a non-variable rate card. Interest rates range from 9.95% – 17.95% Annual Percentage Rate for non-reward point cards or 9.95% – 17.95% Annual Percentage Rate for reward point cards.


Credit Card Balance Transfer

Combine all your other credit card debt at one low rate. No Balance Transfer Fees!

Don’t already have a Credit Card? Applying is easy! Apply online, at a branch, or call 1.800.526.6933/860.513.5000.

Transfer your balance from another institution to this low rate today. Click here to log in to e-Banking and make the transfer in the Credit Card Access area.

WE ARE AN EQUAL OPPORTUNITY LENDER. NUTMEG STATE FINANCIAL CREDIT UNION IS FEDERALLY INSURED BY THE NATIONAL CREDIT UNION ADMINISTRATION.


 

Online Access

Online access to your Nutmeg Credit Card account is available through e-Banking!

Simply click here login to e-Banking and click on “Credit Card Access” under the e-Branch drop-down menu.