Savings Rates
Effective October 1, 2020
Savings Rates
| Account Type | Dividend Rate | APY* |
| Regular Share | 0.010% | 0.01% |
| Kidz Club | 0.010% | 0.01% |
| Save For a Purpose - Juntos Ahorramos | 0.010% | 0.01% |
| Club Account $100 Minimum Balance for Regular Share and Club Accounts |
0.010% | 0.01% |
| Money Market Account | ||
| $1,000-$19,999 | 0.010% | 0.01% |
| $20,000-$74,999 | 0.030% | 0.03% |
| Over $75,000 | 0.049% | 0.05% |
Share Certificate Rates
| Term | Dividend Rate | APY* |
| 3 Months | 0.049% | 0.05% |
| 6 Months | 0.099% | 0.10% |
| 9 Months | 0.149% | 0.15% |
| 12 Months | 0.199% | 0.20% |
| 18 Months | 0.249% | 0.25% |
| 24 Months | 0.349% | 0.35% |
| 36 Months | 0.449% | 0.45% |
| 48 Months | 0.548% | 0.55% |
| 48 Month Jumbo** | 0.548% | 0.55% |
| 60 Months | 0.648% | 0.65% |
| 60-Month Jumbo ** | 0.648% | 0.65% |
Individual Retirement Account (IRA) Rates
| Traditional, Roth & Education | Dividend Rate | APY* |
| Fixed Rate $1,000 Minimum Balance |
Same Terms & Rates as Certificates |
|
| Variable Rate $100 Minimum Balance |
0.010% | 0.010% |
Health Savings Accounts
| Account Type | Dividend Rate | APY* |
| Due to market conditions, the HSA Checking is currently earning 0% interest rate | ||
| HSA Checking Account | 0.000% | 0.000% |
*APY = Annual Percentage Yield
**Minimum Deposit = $100,000
Rates are determined by the Board of Directors and are subject to change at any time.
