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Savings Rates

Rates Effective February 1, 2024.  Rates are subject to change daily.
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Savings Rates

Account Type Dividend Rate APY*

***Regular Share

0.050%

0.050%

**Kidz Club

0.050%

0.050%

**Save For a Purpose – Juntos Ahorramos

0.050%

0.05%

**Club Account

0.050%

0.050%

Money Market Account

$1,000-$19,999

$20,000-$74,999

Over $75,000

0.35%

0.45%

0.55%

0.35%

0.45%

0.55%

*APY = Annual Percentage Yield
Rates are subject to change at any time and fees may reduce earnings

**No minimum balance to open / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY

*** $5 Minimum to open account / Minimum $100 Balance to qualify for interest. Full balance will earn the stated APY

 

Individual Retirement Account (IRA) Rates

Traditional, Roth & Education Dividend Rate APY*

Fixed Rate
$1,000 Minimum Balance

Same Terms &
Rates as Certificates

Variable Rate
$100 Minimum Balance

0.050%

0.05%

*APY = Annual Percentage Yield
Rates are subject to change at any time

 

Share Certificate Promotional Rate (CD)

Limited Time Pick Your Term Savings CD 5.15% APY*
Choose a 5-,7-, or 9-month term**
Minimum balance $1,000

Share Certificate Rates (CD)

Term Dividend Rate APY*

3 Months

1.00%

1.00%

6 Months

1.49%

1.49%

9 Months

1.49%

1.50%

12 Months

1.99%

2.00%

16 Months

1.99%

2.00%

18 Months

2.23%

2.25%

24 Months

3.93%

4.00%

36 Months

2.62%

2.65%

48 Months

3.59%

3.65%

60 Months

3.93%

4.00%

$1,000 Minimum Balance for Share Certificates

*APY = Annual Percentage Yield. Dividends are compounded and credited monthly using average daily balance method.

Pick Your Term Limited Time Savings CD

**Members can choose a 5,7- or 9-month term at the time the certificate is opened. At maturity the 7-month Promotional Certificate rolls into a 6-month non-promotional certificate at the current rate, the 9-month Promotional Certificate rolls into a 9-month non-promotional certificate at the current rate and the 11-month Promotional Certificate rolls into a 12-month non-promotional certificate at the current rate. A penalty for early withdrawal applies to all certificate terms. Other conditions may apply. Promotional offer cannot be combined with any other offers. Rates are valid as of February 1, 2024. All rates and offers are subject to end at any time without notice. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.