Savings Rates

Effective October 1, 2020


Savings Rates

Account Type Dividend Rate APY*
     
Regular Share 0.010% 0.01%
     
Kidz Club 0.010% 0.01%
     
Save For a Purpose - Juntos Ahorramos 0.010% 0.01%
     
Club Account
$100 Minimum Balance for
Regular Share and Club Accounts
0.010% 0.01%
     
Money Market Account
$1,000-$19,999 0.010% 0.01%
$20,000-$74,999 0.030% 0.03%
Over $75,000 0.049% 0.05%

 


Share Certificate Rates

Term Dividend Rate APY*
     
3 Months 0.049% 0.05%
6 Months 0.099% 0.10%
9 Months 0.149% 0.15%
12 Months 0.199% 0.20%
18 Months 0.249% 0.25%
24 Months 0.349% 0.35%
36 Months 0.449% 0.45%
48 Months 0.548% 0.55%
48 Month Jumbo** 0.548% 0.55%
60 Months 0.648% 0.65%
60-Month Jumbo ** 0.648% 0.65%

 


Individual Retirement Account (IRA) Rates

Traditional, Roth & Education Dividend Rate APY*
     
Fixed Rate
$1,000 Minimum Balance
Same Terms &
Rates as Certificates
     
Variable Rate
$100 Minimum Balance
0.010% 0.010%
 

 


Health Savings Accounts

Account Type Dividend Rate APY*
Due to market conditions, the HSA Checking is currently earning 0% interest rate  
 HSA Checking Account  0.000%  0.000%

 
 
     

 


*APY = Annual Percentage Yield 

**Minimum Deposit = $100,000

Rates are determined by the Board of Directors and are subject to change at any time.