HTFCU

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Welcome to Nutmeg! We are so excited to join with Housatonic Teachers Financial Credit Union. Below are special offers just for Housatonic Teachers members. Please be sure to take a look around our website. There are LOTS of reasons to do all your banking with Nutmeg.

Be sure to check this site for other future offers, news and information about special extended branch hours

Special Offers

In order to take advantage of these offers, you must visit or call your local Housatonic Teachers branch in Stratford. We are excited to bring you into the Nutmeg Community and hope you will find an easy transition and an improved experience with your everyday banking!

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All you need to qualify is a Money Market Account, Checking Account, Loan or a Direct Deposit!

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*APY = Annual Percentage Yield. Dividends are compounded and credited monthly using average daily balance method. Certificate term is 20 months. $1,000 minimum deposit to open. A penalty for early withdrawal applies. To qualify for this rate, this Certificate must be opened in conjunction with a new or existing checking account with full direct deposit or a new or existing auto loan, personal loan, VISA® Credit Card or Moneyline Line of Credit. Member must be enrolled in e-Statements in order to receive special rate. If qualifications are not met within 60 days of account opening, the Certificate rate will change to the default rate equal to our 18 Month Certificate. If during the 20 month period the qualifications are not met, the rate will change to the default rate equal to our 18 Month Certificate. Certificate must be opened in-person at Housatonic Teachers Financial Credit Union (a division of Nutmeg State Financial Credit Union). Other conditions may apply. This promotional offer cannot be combined with any other offers and is subject to end at any time without notice. All rates are subject to change at any time. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.
 
 
 
 
 

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Take advantage of a great low rate for New, Used and refinanced** vehicles! 

Extended for a LIMITED TIME ONLY!

Take advantage of this special offer in person at the Housatonic Teachers FCU office in Stratford.

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*APR = Annual Percentage Rate. The APR and monthly payment for your loan request will be based on your credit score and loan term. Your actual rate may be higher than the advertised rate depending on your individual credit score and desired loan term. Advertised rate is for loans with a repayment period of up to 60 months. Sample monthly payment per $1,000 borrowed for 60 months at 1.75% APR = $17.42. Other rates and terms are available. Maximum term is up to 84 months. **Transfer from one financial institution’s high interest rate to this low rate. Refinance does not apply to existing Nutmeg State FCU or Housatonic Teachers FCU loans. Financing includes tax, title and optional Mechanical Repair Coverage (MRC) and GAP Insurance. Application must be received in person at the Housatonic Teachers FCU location. All rates are subject to change at any time. Promotional offers may be discontinued at any time without notice. Offer may not be combined with any other special offers. Other terms and conditions may apply. We are an equal opportunity lender. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

 

 
 
 

PERSONAL LOAN.jpgConsolidate your debt or borrow for something new with a super low rate Personal Loan!

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*APR= Annual Percentage Rate. Rate is subject to credit evaluation, term and other risk factors. Subject to credit approval. Your actual rate may be higher than the advertised rate depending on your individual credit score. Maximum loan amount is $10,000. Maximum term of loan is 36 months. Must apply in-person at Housatonic Teachers Financial Credit Union (a division of Nutmeg State Financial Credit Union). Programs, rates, terms, and conditions are subject to change at any time without notice. Sample monthly payment for $1,000 at 2.49% APR is $28.86 per month. Advertised rate includes 0.50% rate discount for automatic payment of the loan from a Nutmeg checking account. Other rates and terms available. New loans only. No refinance of existing Nutmeg State FCU or Housatonic Teachers FCU loans. Cannot be combined with any other offers. Other terms and conditions may apply. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

 
 
 
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*Must conduct 15 debit card transactions monthly in order to receive cash back or ATM fee refunds. There is a $8.00 cap for ATM refunds and a $15.00 cap on cash back. Qualified transactions must be debit card purchases over $50.00 in order to get cash back. ATM transactions do not qualify. Qualifying cash back transactions earn you $0.25 per transaction. Cash back amount of $0.25 is subject to change at any time. ATM transactions do not qualify for cash back purchases, but they do qualify for the fee rebate. Transactions must post to the account during the monthly statement cycle. This account requires you to sign up for free e-Banking, e-Statements and e-Alerts and have either free full direct deposit or at least two (2) ACH credits or debits post to your More-Than-Free Checking account during the monthly statement cycle. May be subject to 1099 reporting. Rewards and rebates will be paid on a per account basis.
 
Nook tablets available while supplies last. A Checking Account with full direct deposit, e-Statements and debit card must be opened by August 31, 2017 to qualify for tablet. New Checking accounts only. Tablet must be picked up in branch only. Tablets will not be shipped to member. Tablet will be awarded after the direct deposit begins. Direct Deposit must begin within 30 days of account opening to qualify. No exceptions can be made to this qualification. Once it is determined that the member qualifies for the reward by meeting the criteria set forth, the member will be given the appropriate incentive. A $25.00 fee may apply if account is closed within 90 days. All new accounts are subject to our normal approval process. Nutmeg State Financial Credit Union reserves the right to discontinue the program at any time without notice. Cannot be combined with any other special offers. Must present this offer at the time of account opening to receive bonus. Coupon has no cash value and is not valid if copied. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.