Business Loans

SBA-LenderDecal.jpgNutmeg has many loan options to suit the financial needs of your business. We'll take the time to understand your goals and provide the attention and expertise you need to succeed. We offer great rates, low fees and make all of our decisions fast and locally. Our approvals take days, not weeks!

  • Low fees and flexible terms
  • Rate discounts available (please inquire)
  • Easy online application

Small Business Administration Loans

Small Business Administration (SBA) loans offer lower equity requirements and longer terms than conventional loans. Whether you want to start, expand or purchase a business, acquire short or long-term working capital, buy equipment or purchase real estate, you can make it happen with a SBA loan!

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Business Term Loans

Business term loans can be taken out for any purpose that your business may call for. Our business term loans offer a great fixed rate option for growing your business, purchasing equipment, service vehicles, or for any other borrowing needs your business may require.

Starting at just a $10,000 minimum loan amount!

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Business Line of Credit

With a business line of credit you have access to funds whenever you need them, helping your business grow when you need it to. Our business line of credit is designed to meet the unique needs of your business, giving you the tools you need to build your business.

Starting at just a $10,000 minimum credit line!

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Business Credit Card

Nutmeg's Business Credit Card is a great solution for business expenses or cash flow management. 

  • No Annual Fee
  • No Cash Advance Fee
  • No Balance Transfer Fee

Nutmeg's Business Credit Card now has Rewards Points! Earn rewards points on your everyday business purchases. Rewards points can be redeemed for cash back, gift cards, and more!

Take advantage of this low, variable rate card (rates between 13.25%-18% APR*) with limits ranging from $1,000 to $50,000. 

Plus, business owners can enable authorized user accounts. These user accounts can have separate spending limits and levels of access to funds. 

*APR = Annual Percentage Rate. Rates are based on credit score and other factors. Your actual rate may be higher depending on your credit score. Nutmeg's Business Credit Card is a variable rate card based on Wall Street Journal Prime Rate. Interest rates range from 10.25% – 18.00% APR. Other terms and conditions may apply. Cannot be combined with any other offer. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.

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Commercial Mortgage Loan

We offer commercial real estate loans for businesses that are just setting up or those that need a bigger space due to growth. Whether you are purchasing or refinancing your commercial property, we can help.

Take advantage of fixed and adjustable rate loans!

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**APR = Annual Percentage Rate. Terms and conditions apply. Please inquire for more information about all business loans and lines of credit. 

Commercial Vehicle Loan 

Get all the commercial vehicles you need to keep your business on the move. 

  • Autos
  • Vans
  • Light Trucks
  • Specialty Vehicles

Whether financing one vehicle or an entire fleet, we can help with all your business financing needs.

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***APR = Annual Percentage Rating. Advertised rate is for loans with a repayment period of up to 60 months. Minimum loan request must be $10,000. Only Vehicles with a gross weight of 10,000 pounds or less. A 0.50% discount for operating account relationship for business reflected in the as low as rate listed above. Automatic payment from a Nutmeg Business Checking account is required to qualify for your lowest rate. Sample monthly payment per $1,000 borrowed for 60 months at 3.25% APR = $18.08. Some restrictions apply. Offer subject to change or end without notice at any time. Other terms and conditions may apply. Cannot be combined with any other offer. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.