American Express® Gift Cheques
Make Wishes Come True…
Give them exactly what they want – the freedom to choose – with American Express® Gift Cheques. Gift Cheques can be used to buy almost anything, almost anywhere. Perfect for the holidays, birthdays, weddings or just to say “thanks”. They come complete with a gift card and gold envelope so everything you need is all in one package. Start giving the perfect gift. Stop by Nutmeg State FCU and pick up a Gift Cheque today.
Deposit Insurance
The National Credit Union Share Insurance Fund (NCUSIF) is the federal fund created by Congress in 1970 to insure member’s deposits in credit unions up to the $250,000 federal limit. Administered by the National Credit Union Administration (NCUA), the NCUSIF is backed by the “full faith and credit” of the U.S. Government.
How the Fund is financed
The NCUSIF maintains at or near 1.30% of federally insured credit union deposits. By law, federally insured credit unions maintain 1% of their deposits in the NCUSIF and the NCUA Board can levy a premium if necessary. Credit unions voluntarily capitalized the Fund in 1985 by depositing 1% of their deposits into the Fund. Since then, the NCUA Board has charged only one premium, when three large New England credit unions failed in 1992 substantially increasing insurance losses. No federal tax dollars have ever been placed in the credit union financial Fund, and no member has ever lost money insured by the NCUSIF.
Life Savings Insurance/Loan Protection Insurance
Life Savings Insurance up to $1,000
As an added benefit, and at no additional cost to the member, if you joined prior to January 1, 2010, Nutmeg State FCU insures both Regular Share Accounts and Money Market Accounts. The insured is the member whose name appears first on the account. Joint account holders are not insured. For trust accounts, insurance is on the first named beneficiary of the trust. All members who qualify for added benefit are included in this coverage. Qualified applicants include those under 70 on the date you make your first deposit.
Notary Public Service
Notary Public Service is offered at no cost to all of our members. You may take advantage of this service by visiting most of our branches. A Notary may:
- attest to the signature and execution of documents
- authenticate the execution of documents
- authenticate the content of documents and facts recited
- administer oaths and declarations
- act as power of attorney
- verify corporate records and contracts
- verify (via translator) translations of documents into English and from English
- administer copies of Notarized documents
- oversee international domain name transfers
Click herefor a complete list of our branch hours and locations.
Travelers Checks and Money Orders
Nothing ruins a trip faster than having your wallet lost or stolen. If you lose cash, it’s gone. But Travelers Checks can be replaced, virtually anywhere in the world, usually within 24 hours. So they let you bring along peace of mind every time you travel, whether you’re taking a second honeymoon in Paris or just visiting relatives in Pittsburgh. Unlike cash, Travelers Checks are protected, from the moment you sign them to the moment you spend them. If they’re lost or stolen, they can be replaced virtually anywhere in the world, usually within 24 hours. Travelers Checks are easy to use. They come in a variety of currencies and denominations, and are accepted around the world. Just remember to sign your Checks in the upper left hand corner as soon as you receive them, and you’re ready to go. Best of all… Travelers Checks don’t expire, so you can save unused Travelers Checks and bring them on your next trip. Before you leave for your next vacation, come to the credit union and pick up your travelers checks. Click herefor a complete list of our branch hours and locations.
Wire Transfers
Nutmeg State FCU offers wire transfers to its members to and from other financial institutions. The cost for this service is $20 per wire in the United States. (Costs vary on international transfers). You must contact the recipient financial institution for wiring instructions. Availability of funds depends on the financial institution transferring the funds. Your signature is required prior to processing the transfer and additional information may be required to verify identity. Generally, members must transfer funds by 2 p.m. (within the United States) and 12 p.m. (outside the United States). There is a $10.00 fee for incoming transfers, and no minimum dollar amount required for a transfer. Funds are to be wired to: EasCorp Federal Credit Union 35 Corporate Drive, Suite 300 Burlington, MA 01803 ABA# 211391773 Additional information you will need to provide is as follows: Further Credit to: Nutmeg State FCU Account # 211977362 Final Credit to: ”Your Name” and “Your Account# at NSFCU” For more information about any of these services, please call 860.513.5000 (local) or 1.800.526.6933 (nationwide). Or click here to send a General E-Mail.