Savings

 

Effective March 1, 2013

Savings Rates
Account Type Dividend Rate APY*
Regular Share 0.050% 0.050%
Kidz Club 0.200% 0.200%
Club Account 0.050% 0.050%
$100 Minimum Balance for Regular Share and Club Accounts
Share Draft No Maintenance Fees No Minimum Balance Fee
Money Market Account
$1,000-$19,999 0.150% 0.150%
$20,000-$74,999 0.200% 0.200%
Over $75,000 0.400% 0.400%
Share Certificate Rates
Term Dividend Rate APY*
3 Months 0.150% 0.150%
6 Months 0.200% 0.200%
9 Months 0.250% 0.250%
12 Months 0.350% 0.350%
18 Months 0.400% 0.400%
24 Months 0.650% 0.650%
36 Months 1.000% 1.000%
48 Months 1.190% 1.200%
60 Months 1.390% 1.400%
60-Month Jumbo ** 1.590% 1.600%
Individual Retirement Account (IRA) Rates
Traditional, Roth & Conversion Dividend Rate APY*
Fixed Rate Same Terms & Rates as Certificates
$1,000 Minimum Balance
Variable Rate 0.050% 0.050%
$100 Minimum Balance

 

Health Savings Accounts
Account Type Dividend Rate APY*
HSA Share 0.050% 0.050%
HSA Checking Tier I ($1,000-$4,999) 0.150% 0.150%
HSA Checking Tier II ($5,000-$9,999) 0.200% 0.200%
HSA Checking Tier III (>$10,000) 0.400% 0.400%

*APY = Annual Percentage Yield ** Minimum Deposit = $100,000 Rates are determined by the Board of Directors and are subject to change at any time.