Savings Rates

 

Effective August 1, 2015

Savings Rates
Account Type Dividend Rate APY*
Regular Share 0.030% 0.030%
Kidz Club 0.200% 0.200%
Club Account 0.030% 0.030%
$100 Minimum Balance for Regular Share and Club Accounts
First Choice Checking    Click Here for More Info 4.879% 4.990%
Money Market Account
$1,000-$19,999 0.100% 0.100%
$20,000-$74,999 0.150% 0.150%
Over $75,000 0.250% 0.250%
Share Certificate Rates
Term Dividend Rate APY*
3 Months 0.100% 0.100%
6 Months 0.200% 0.200%
9 Months 0.750% 0.750%
12 Months 0.300% 0.300%
16 Months 1.240% 1.250%
18 Months 0.350% 0.350%
24 Months 0.600% 0.600%
36 Months 0.900% 0.900%
48 Months 1.090% 1.100%
60 Months 1.290% 1.300%
60-Month Jumbo ** 1.290% 1.300%
Individual Retirement Account (IRA) Rates
Traditional, Roth & Conversion Dividend Rate APY*
Fixed Rate Same Terms & Rates as Certificates
$1,000 Minimum Balance
Variable Rate 0.030% 0.030%
$100 Minimum Balance
Health Savings Accounts
Account Type Dividend Rate APY*
HSA Share 0.030% 0.030%
HSA Checking Tier I ($1,000-$4,999) 0.100% 0.100%
HSA Checking Tier II ($5,000-$9,999) 0.150% 0.150%
HSA Checking Tier III (>$10,000) 0.250% 0.250%

*APY = Annual Percentage Yield ** Minimum Deposit = $100,000 Rates are determined by the Board of Directors and are subject to change at any time.