English   |    Español

860.513.5000 | 800.526.6933

Routing & Transit Number | 211977362

Earn 4.99% APY with First Choice Checking!

Our First Choice Checking is designed for our members who carry high balances in their Checking accounts. Take advantage of 4.99% APY* interest on checking balances up to $10,000.00 and 0.01% APY for balances greater than $10,000.00.

Opening your account online is very easy, click here to get started!

In order to receive monthly interest bonus, you must have a Debit Card and be enrolled in e-Statements and the ID Theft Protection Program.

Plus, you must also have any 2 of the following:

  • VISA® Credit Card
  • Consumer Loan
  • Mortgage
  • Money Market, IRA or Share Certificate

Plus Perform BOTH of the following:

  • At least 12 debit card transactions per month
  • At least 7 electronic transactions – ACH, e-Pay, e-Banking, Direct Deposit

Other Advantages:

  • 0.25% APY increase on new and renewed certificates (minimum 1 year)
  • 0.50% APR discount on new consumer loans
  • Member Referral Program – We’ll give you $25 when you refer a friend or family member to the credit union

Click here to open your account. Do you already have an account you’d like to switch to this type? Click here.

*APY = Annual Percentage Yield. In order to receive the interest bonus on the First Choice Checking accountholder must have a debit card and be enrolled in e-Statements and ID Theft Protection Program. Accountholder must also have 2 of the following: A VISA® Credit Card, consumer loan, a mortgage, a qualified savings product (Money Market account, IRA or Share Certificate). The VISA® must have $1,000.00 balance or greater at end of calendar month to qualify. Accountholder must also perform both of the following: At least 12 debit card transactions per month and at least 7 electronic transactions – can include electronic funds transfers, e-Pay, e-Banking, or Direct Deposit. Qualified transactions must post to the account during the monthly statement cycle. If each of these requirements is met at the end of the month, the interest bonus will be deposited at the beginning of the following month. Interest will be calculated based on the average daily balance method and will be paid at the rate of 4.99% APY for balances up to $10,000.00 and 0.01% APY for balances greater than $10,000.00. May be subject to 1099 reporting. Rewards and rebates will be paid on a per account basis. Only one account per member number. Rates are determined by the Board of Directors and are subject to change at any time without notice. Other terms and conditions may apply. Nutmeg State Financial Credit Union is federally insured by the National Credit Union Administration.