Checking & ATM/Debit Card

We offer different checking accounts for different needs More-Than-Free Checking 

It’s FREE and you can take advantage of:

  1. ATM rebates up to $10 each month*
  2. 50¢ cash back on debit card purchases*
  3. ZERO monthly service charges or maintenance fees
  4. Overdraft Protection and ID Theft Protection available
  5. No minimum balance requirements
  6. Free ATM transactions at all SUM and Co-Op Network ATMs

Plus, our More-Than-Free Checking comes with all the FREE electronic services you need. If you are new to Nutmeg, we must first open your basic savings account. Click here to begin. *Must conduct 15 debit card transactions monthly in order to receive cash back or ATM fee refunds. There is a $10.00 cap for ATM refunds and a $15.00 cap on cash back. Qualified transactions must be debit card purchases over $50.00 in order to get cash back. ATM transactions do not qualify. Qualifying cash back transactions earn you $0.50 per transaction. Cash back amount of $0.50 is subject to change at any time. ATM transactions do not qualify for cash back purchases, but they do qualify for the fee rebate. Transactions must post to the account during the monthly statement cycle. This account requires you to sign up for free e-Banking, e-Statements and e-Alerts and have either free full direct deposit or at least two (2) ACH credits or debits post to your More-Than-Free Checking account during the monthly statement cycle. May be subject to 1099 reporting. Rewards and rebates will be paid on a per account basis.

Secure Checking

  1. No minimum balance requirement
  2. No per-check fee
  3. Direct Deposit of your paycheck
  4. Free ATM transactions at all SUM and Co-Op Network ATMs
  5. $1.95/month service charge that includes ID Theft Protection
  6. Overdraft Protection

Managing your money has never been simpler with our checking accounts. To open your account, call 860.513.5000 (local) or 1.800.526.6933 (nationwide). Or click here to send us an e-mail. SIGN UP FOR OUR ELECTRONIC BILL PAYER SERVICE, E-PAY TODAY AND SAVE YOURSELF TIME AND MONEY! For more information, click here.

Second Chance Checking*

We think everyone deserves a second chance, and understand that it’s not always easy to qualify for a checking account. If you’ve had trouble managing your checking account in the past, we can help.

  • Minimum $50 deposit to open
  • $5 monthly service charge
  • ID Theft Protection available
  • Reloadable Debit Card
  • FREE e-Statements
  • FREE e-Banking and e-Pay

*This account requires one monthly direct deposit. Direct deposit must be posted to the account within 30 days of opening. Account may be closed at anytime if the credit union determines fraudulent activity or account abuse. Other terms and conditions may apply.

ATM/Debit Card

Your ATM/Debit Card allows you to present your card in any store that honors MasterCard®. Your transaction will be treated like a credit card sale, except the money that you spend will be deducted directly from your checking account. Advantages include:

  • It’s a MasterCard®, ATM and checkbook all rolled into one.
  • Free ATM/Debit transactions.*
  • When you use your card, the funds are deducted directly from your NSFCU checking account.
  • There are no annual fees or finance charges.
  • It’s safer than carrying cash, and less hassle to tote around than your checkbook.
  • You can use your card to make purchases wherever the MasterCard® symbol is displayed.
*NSFCU cannot guarantee that other financial institutions will not impose a fee. Some products and services are subject to credit approval.

TO REPORT A LOST OR STOLEN CARD CALL: 866.596.3062. For more information about how you can take advantage of the new ATM/Debit Card call 860.513.5000 (local); 1.800.526.6933 (nationwide) or click here to send us an e-mail. More and more ATM owners are charging convenience fees (often called ‘surcharges’) to non-customers who use their machines.

Find fee free ATM locations near you: