For most, the single largest investment made in life is the home. By understanding the needs and wants of our members, Nutmeg State Federal Credit Union (NSFCU) has produced a comprehensive portfolio of Mortgage products. NSFCU's Mortgage products are designed exclusively for the needs of our members. Together, we build your dream.
Standard Fixed Rate First Mortgage Products
The "Old Faithful" of mortgage products, the Standard Fixed Rate First Mortgage gives you the options of either 10, 15, 20 or 30 year terms inclusive of a fixed rate throughout the life of the loan. The rate comes with no origination points. However, should you desire to reduce your rate, you can do so by purchasing points. One point equals 1% of the mortgage balance.
- Rate Fixed for Term of Loan
- 10, 15, 20 & 30 Year Terms Available
- Rate Buydowns Available
Adjustable Rate Mortgage (ARM) Products
Adjustable Rate Mortgage (ARM) products give you a rate that is fixed for either 1, 3 or 5 years and varies from that time forward. However, your rate is "capped" so that it can increase only slightly over the life of the loan. The maximum annual rate increase is 2%, the maximum rate increase throughout the life of the mortgage is only 6%.
- 3 and 5 Year "Fixed" Rates
- Rate "capped" so it will not increase more than 2% annually or 6% for the life of the mortgage
- No Origination Points
Click here to calculate your monthly Mortgage payment.
Click here for Mortgage Loan Rates.
Or call
860-513-5000 (local) or
1-800-526-6933 (nationwide).
Rates are determined by the Board of Directors and are subject to change at any time.